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Important
Things To Consider
It is important to remember there
is a big difference between an appraised value of a piece of jewelry
and an actual offer to buy. Appraisals for insurance are usually
inflated and represent the replacement value if you were to buy the
piece again at full retail. An insurance value is usually much higher
than the actual cash value. What determines the actually cash value is
not necessarily how much you paid for the item but depends on the
condition, age & marketability of the piece. Antique &
vintage jewelry pieces in good condition may even sell for more than
the original purchase price.
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